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What is ToriiPay?

Payment infrastructure

It‘s an infrastructure for payments (like VISA, Mastercard or bank transfers are)

Based on SEPA RTP

It‘s based on a new payment scheme (like “SEPA Instant” for example)

New Scheme excecution

It‘s a physical execution of scheme created by European Payments Council

Technical Provider

It’s a technical provider of the new RTP scheme for banks, Payment Providers & Merchants

Missing puzzle

Missing puzzle to boost potential of instant payment

We bring change in world of payments

up to 50x

Cheaper payments than current methods

3 seconds

It takes 3 seconds to receive funds vs 3 days in current methods

Executive Team

Combined 55 years of tech experience

Lukasz Klos

Co-founder

Michal Dworakowski

Co-founder

Lukasz Jastrzab

Co-founder

Join us to make a difference

At our core, we aim to revolutionize the way payments function, making every transaction seamless and effortless for users worldwide

Vision

At ToriiPay, we envision a future where financial transactions are happening immediately and directly without a number of intermediaries. We imagine that business or people located at different corners of the world can send and receive funds immediately, without any issues & high commissions. Our startup is committed to transforming the payments landscape through SEPA Request to Pay (RTP) technology, redefining how payments are requested, managed, and settled.

Mission

We are on a mission to empower businesses, financial institutions, and consumers within the SEPA region with a cutting-edge SEPA Request to Pay solution that simplifies the payment ecosystem, enhances financial control, and fosters economic growth. We aim to revolutionize the way transactions are conducted by providing a secure, standardized, and user-friendly platform that bridges the gap between payers and payees. Because why complicate things if payments can be simple, fast and cheap?

Core Values

Innovation: We value innovation as the driving force behind our startup. We are dedicated to pushing the boundaries of technology to create solutions that simplify and enhance the payment experience. We believe in constantly exploring new ideas and staying at the forefront of fintech advancements.

Security: We don’t compromise on security. We uphold the highest standards of data protection and privacy to ensure that our users can trust us with their sensitive financial information. We invest in robust security measures to safeguard assets and personal data at all times.

Transparency: We believe in transparency in all our operations. Whether it's how our technology works, our fee structure, or our partnerships, we are committed to being open and honest with our users. We want them to have a clear understanding of how our SEPA Request to Pay solution operates.

Staying human: Although our technology may seem slightly extraterrestrial in origin, we’re first of all human and we’re committed to make the world a better place. Starting from our organization and employees and extending further through our operations.

What they say
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“SEPA's Request to Pay (RTP) is set to revolutionize the European payment market similarly to Brazil and India's experiences. By standardizing cross-border transactions, it ensures a unified payment experience across the European Economic Area. This initiative will likely drive digitalization, streamline business transactions, and enhance economic integration among member states."
“The RTP is a messaging functionality. It is not a payment means or a payment instrument, but a way to request a payment initiation. The scheme can be considered as a complement to the payment flow because it supports the end-to-end process and lies between an underlying commercial transaction and the payment itself. An RTP as such can be seen as an enabler for digital payments."
European Payments Council
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