About ToriiPay

1
Payment infrastructure

The receiver initiates the RTP, sending out a payment request. The payer promptly receives a notification, usually through their banking app or another digital platform, informing them of the pending transaction.

2
Revolution in transfers

Designed to speed up payments, make it up to 50x cheaper

3
Smart money

Your payments can be “smart” and programmable. You can design rules of your payments such as: Payments in installments, Payment negotiations, Payments under some rules, etc.

Easy integration with your bank

We can integrate with your bank in a secure & fast way. We can become your Request to Pay Technical provider offering all of its features.

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Request to Pay: Simplified Transaction Flow

About us
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For whom ToriiPay SRTP?

Request to Pay offers customers unparalleled control, transparency, and flexibility in payments, streamlining processes and enhancing financial confidence

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For Loyalty Apps

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For in-store Payments

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For e-commerce

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For Parking companies

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For Core Banking Providers

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For Banks

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For Banking as a Service Providers

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For Payment Service Providers

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Flexible Payment Options

This feature allows customers to choose from various payment methods and schedules, tailoring transactions to their individual preferences and financial situations.

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Minimized Late Payments

With the timely notifications and easy-to-follow processes of Request to Pay, the instances of missed or delayed payments are significantly reduced, ensuring timely settlements.

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Improved Cash Flow

By promoting prompt payments and reducing delays, businesses experience a more consistent and predictable flow of funds, enhancing their financial stability and planning.

What they say
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“SEPA's Request to Pay (RTP) is set to revolutionize the European payment market similarly to Brazil and India's experiences. By standardizing cross-border transactions, it ensures a unified payment experience across the European Economic Area. This initiative will likely drive digitalization, streamline business transactions, and enhance economic integration among member states."
“The RTP is a messaging functionality. It is not a payment means or a payment instrument, but a way to request a payment initiation. The scheme can be considered as a complement to the payment flow because it supports the end-to-end process and lies between an underlying commercial transaction and the payment itself. An RTP as such can be seen as an enabler for digital payments."
European Payments Council
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Join us to make a difference

At our core, we aim to revolutionize the way payments function, making every transaction seamless and effortless for users worldwide